Biometric Authentication – A New And Authentic Way To Verify Individuals

There is no surprise in the fact that the cases of identity theft have increased in the recent past. Businesses are trying to incorporate authentic ways to verify individuals. One of the authentic ways to identify individuals is by the means of biometric authentication. The method is an effective way to combat identity frauds that are rising with each passing year. 

Biometric solutions identify individuals based on their behavioral or biological characteristics. Businesses that were verifying individuals on conventional methods became very happy when biometric solutions were introduced into the market. All the other means of verification are somehow bypassed by the fraudsters but the biometric authentication process is stronger in the aspect as it does not provide any chance to be used by the scammers. 

Biometric Features to Verify Individuals

Because of its authentic result-driven services, biometric authentication is used by a number of businesses. Following are some of the biological features through which individuals can be verified: 

1. Fingerprints

It is the oldest way of biometric service. Fingerprinting became the kickstart for biometric verification. This method has various concerns regarding its authenticity. Fingerprints can be changed or destroyed with time given the fact a certain individual is involved in particular activities. 

1. Iris Recognition

This is probably the most authentic biometric verification online method. But it is not liked by the customers on a large scale. The fact that infrared light will penetrate your eyes is not a good idea. It is also not appropriate for hygienic reasons. The resting place for chin used by a number of other users is hugely disliked by customers. 

1. Facial Recognition

This is the biometric method in which an individual is verified on the basis of their facial characteristics. This type of biometric solution is the most authentic one because of its accurate result-driven services. 

It is practiced in a lot of places. Businesses now use facial recognition not only to verify their customers but to identify their employees as well. One of its uses is seen at the workplace where employees are verified on a daily basis. 

Concerns Related to Biometric Authentication

Biometric verification is all about identifying individuals on the basis of their behavioral and biological characteristics. This method is undoubtedly the most authentic one when it comes to authentically verifying individuals. However, the same method has a lot of concerns as well. Individuals don’t like it because they are being recorded without their consent. 

It was a thing of the past when we use to say that no one can use your unique biological data against you. Now the scammers have become so sophisticated that they can not only steal someone’s fingerprints but they can also craft a doctored image similar to the victim’s face. Thus biometric services face much criticism and challenges in the wake of this issue. 

One of the main reasons why people usually dislike this identification method is the fact that it records the biological or behavioral characteristics of individuals without their consent. It raises morale and ethical concerns on biometric identification online method. 

Many countries have put a ban on the public recordings of individuals’ biometrics. They call it an attack on the individuals’ privacy. Since the ban of live recordings, the officials are now using other devices to record the biological and behavioral data of individuals. 

Banking Industry Using Biometrics Technology

Banking is the sector that is more prone to scams in the recent past. Because of the nature of their work, banks and other financial institutions are susceptible to financial crimes. Since the birth of biometric services, these institutions are now taking full advantage to eradicate financial frauds from the sector. 

Banks use this verification method at the time of customer onboarding. The best solution to mitigate frauds and to make sure no fraudster becomes part of their system is to ensure that banks onboard only legitimate users. Biometric solutions identify the person that comes to open an account whether it is legitimate or not. Biometrics can reduce frauds like identity theft, account takeover, and more in financial institutes. 

Summarising it all

The graph of frauds is touching the skies with time. To combat scams, industries now require practicing efficient verification systems to identify customers. Biometric solutions are the answer to this challenge. They identify individuals on the basis of their behavioral and biological characteristics.