Auto accidents can have life-changing physical and emotional injuries. But there are certain things you can do to fast-track recovery and become whole again. Firstly, if you are covered by an insurance policy, you can file a claim. And if the accident was a result of negligence and misconduct of the other party, there may be grounds for seeking damages. But then, your actions following an auto accident can minimize the strength of your case.
When you have a good lawyer, most mistakes can be avoided. Your lawyer is experienced at navigating such circumstances while acting in your best interests. If you get involved in an auto accident, you can check out Ozeri Law Firm Injury & Accident Lawyers to find legal representation in settlement talks or file a lawsuit.
The following are some of the mistakes people make after getting into an auto accident that can minimize their situation or minimize the worth of their claims.
1. Not Informing The Police About The Accident
Understandably, some people are averse to talking to the police. They might be involved in an auto accident and then convince themselves that everything is fine and drive off. Many states require you to report an accident, especially if there are injuries. You must alert law enforcement about an accident irrespective of how minor you think it is. The police report issued after reporting the incident is proof that the accident occurred, and it deters the insurance company from denying your claim.
2. Not Remaining Silent
Auto accidents can create a devastating scene, especially if the injuries are grim or lives are lost. And in that state, you may not be thinking clearly, and you may end up saying emotion-fuelled statements. As much as you may want to resolve the situation, don’t reveal any information to the other parties, and don’t even admit guilt. If you admit guilt, you are accepting financial liability for damages.
In certain auto accidents, you might think that it’s 100% your fault, only for investigations to prove otherwise. Don’t lie when asked direct questions by the police, either. We recommend you let law enforcement and lawyers determine the facts. Additionally, be careful not to disclose information carelessly as the other parties might use these things against you in court.
3. Not Getting Medical Attention As Soon As Possible
You need to get immediate medical attention following an auto accident. The physician examines you and determines what medical issues you have developed as a result of the accident. When you receive treatment after an auto accident, the insurance company is less likely to deny claims or minimize the value of a claim. Some injuries caused by auto accidents may take hours or days for the symptoms to appear. And so, it’s important to get examined by a health professional immediately to determine your health status and find potential health risks.
4. Not Gathering Evidence
If you’re involved in a serious auto accident, emergency response teams come to the scene and take you to safety. However, if you’re in an accident that doesn’t incapacitate you, you need to gather evidence. If you leave the law enforcement to establish the details surrounding an accident, they might inadvertently leave out critical details. If you can still walk and talk with ease after the accident, we recommend you gather contact details, take photos of the scene, and obtain witness statements.
5. Failing to Inform Your Insurance Company
Sometimes, auto accident victims feel that they don’t need to report the accident to their insurance company. The driver might feel that they are okay and that the damage is negligible and convince themselves that the trouble is not worth it. Sometimes, the at-fault driver might persuade the other driver not to inform the insurance company about the accident. Also, a car accident victim can feel that the other driver caused the crash, so the accident needs to be reported to the other driver’s insurance carrier.
You should always report an accident to your insurance carrier to make filing a claim easy. Failure to report the accident can have the insurance deny a claim, minimize the value of a claim, or cancel a policy.
6. Posting on Social Media Networks
Insurance companies typically use different tactics to deny a claim or minimize the value of a claim. One of their unorthodox tactics is scanning your social media accounts. Posting photos of the accident on social media can encourage them to deny a claim or lower the value of a claim. Investigators from an insurance company can also extract information unrelated to the accident to deny you a claim. And so, when you get into an auto accident, you need to resist the urge to post about it on your social media.